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Euroktimatiki offers advice and can arrange mortgages for its clients purchasing a property at no extra charge. Euroktimatiki has affiliations with all Greek banks and can also offer advice if the purchaser is interested on mortgages for:
1. Land purchases.
2. For house purchases (full or partly completed).
3. Land and house purchases.
4. House renovation.
5. Business purchases.
While at the same time helping you through the mortgage application process. The mortgages on offer include:
1. No early redemption penalties.
2. Possibility of fixed or variable interest rates.
3. 65% to 100% financing on the value of the property.
4. Low interest-rate.
5. Deferred repayments of up to 3 years.
6. Fast approval process and transfer of monies 1.
Required Documentation - The documents needed to apply for a housing loan are:
For Greek residents:
a. Photocopy of identity card.
b. Photocopy of tax return (last 2 years).
c. Photocopy of last tax declaration.
d. Photocopy of E9 form from the tax office.
For employees:
a. Photocopy of last year earnings declaration from your employer.
For self employed:
a. Photocopy of E3 form from the tax office.
For overseas residents 2:
a. Photocopy of passport.
b. Tax number (AFM) 3.
c. Photocopy of last 2 years tax return and/or P60 as proof of income.
d. Full tax declaration.
e. A letter from your bank stating your full credit status.
N.B.
1. Overseas residents who have not filed a tax declaration in Greece will need an accountant, which we
can help you with. Please note that before the transfer of monies, all bank charges must be paid
(see questions and answers for more details).
2. All the above mentioned documents must be authenticated by the Greek Consulate in your country or through a
Greek lawyer and must carry the official Apostille seal.
3. It will be necessary to engage the services of a Greek accountant. For translation / interpreterservices
EUROKTIMATIKI can assist you.
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